Two questions for you today. How many loyalty cards do you own? I don’t know about you but my key chain alone has way too many loyalty cards on it. I have all of 4 keys but 12 loyalty cards!!??  These loyalty cards are peeling and looking pretty darn tattered after years of use. Then there are the cards that don’t have key fobs. My wallet is packed! Second question for you; how many times do you leave the house without your cell phone? Me? NEVER! How many times do I leave a room without my cell phone? About the same! Okay, fine maybe I’m not that bad… maybe. Wait…