Managing your household budget is never easy, especially when you’ve got kids that constantly need new clothes, shoes and gadgets. As the United Way ALICE Project reveals that 43% of American families can’t afford basic amenities such as rent and food, it’s a worrying time for many households in the country. However, there is light at the end of the tunnel as not only is it easy to make cash from your home, but these top tips will help you in stretching your household budget more effectively. Avoid bank fees  Why pay your bank to keep hold of your cash when there are plenty of alternatives out there? Fees at traditional banks have increased rapidly over the past few years, so make the effort to switch to bank which doesn’t charge an annual or monthly fee, although, these are few and far between. Another option is to avoid traditional methods of banking altogether and opt to to use the services of a credit union or online bank. Some institutions will check your financial history before they accept you as a customer, but there’s no need to worry as there are plenty of businesses that offer check accounts to individuals with varying financial pasts. Switch and save  Switching…