Wayyyyyyy back when The Husband and I went through a time; like everyone does where you struggle to make ends meet. Like send the electric bill to the the phone bill people just to try and stretch out the time before the phones went dead. It was Christmas time and we were struggling to put presents under the tree. I hit every Goodwill, Amvets, and thrift store within a 25 miles radius. I washed, ironed and wrapped presents. I made toys. We really stretched our budget to the max for Christmas. Then I did something sooooooooo stupid. I used a large portion of my budget for a (at the time)…