Time is money. To a small business owner, there is nothing more stressful than not being paid for their labor or service on time. In some cases, there may exist genuine reasons as to why customers may neglect to pay their invoices. However, often than not, customers can purposefully delay their payments to benefit their interests.  Circumstances like these require business owners to be candid and composed. Here are some strategies on how to approach the situation.  Listen  Before producing a wild reaction, first, analyze the circumstances. A first step is always to begin with a polite email or phone call reminder. Be open to listening to your client’s reasons,…