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The Top Types of Insurance Coverage Every Ontario Business Needs
Insurance Coverage Basics for Ontario Businesses Every Ontario business needs insurance coverage in place to protect them from various risks involved in carrying out their business activities, such as theft, property damage, and potential lawsuits. In Ontario, businesses are required to have certain types of coverage, while others are optional. Let’s look at an overview of the different types of insurance coverage elementary for businesses in Ontario, what they cover, and how they can benefit your business. 1. Commercial General Liability Insurance Commercial general liability insurance is essential for Ontario businesses as it provides liability coverage against legal claims made arising from their business operations. This type of insurance covers…
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Happy New Year Little Peanuts!
Happy New Year Everyone!! WOW! 2022 sure went fast, didn’t it?? I hope that 2023 is THE best year EVER for all of us! Personally, I am thankful that 2022 is OVER!! So many things that could go wrong, DID!! The kind of serious stuff that makes you double check that your term life insurance policies are up to date. The Husband had a horrible MS related summer. Then we both had Covid. Then the whole ladder/tumble/fall incident. Then the good ole John Deere Tractor was stuck in a ditch at the end of the driveaway. NOT good when it’s REALLY needed to clear the roads and dig out neighbors.…
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Managing Employees Going Back to Work After an Injury
If you have ever been in the very unfortunate position of having an injury at work, then you know that there is a big challenge when it comes to returning and if you are managing employees in that position, it’s up to you to look after them. It’s not just the rigmarole they have to go through to get back into the office and do all the paperwork, make sure that the insurance forms are filled out, etc. It’s what you do to bring them back into a place that harmed them, even if it wasn’t anybody’s specific fault. Whether they are in a manufacturing environment or they are in an…