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NOVICA $50 Giveaway!!
If you’ve been around Peanut Butter and Whine for a while you KNOW how much I adore NOVICA!! OHMGEEEEEE!! Talk about a site that makes me squeal with delight every time I shop there. So many treasures in my home and jewelry box are from NOVICA (to toot my own horn here. I’ve been working with NOVICA since 2014!!! HOLY GUACAMOLE Batman!!) Many of my staple pieces of jewelry are from there. I swear this is a site that never, ever disappoints. The talent these artisans have is amazing. If you’ve never gone to the site before I promise you, your in for a huge delight. (wait… that doesn’t sound right……. ) how about: you’re in for a shopping experience that will take you around the world. I PROMISE!!! (That’s way better!) For my review this time I shopped, shopped and shopped!! After adding $2342.78 into my cart and being shot down by The Husband I finally chose a big, BOLD statement ring. MAN I love the big rings. The jewelry on NOVICA just CALLS to me. (Course so many, many, many other items did as well…. stingy Husband. My list is EPIC!) Let me show you some of the…
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$100 Your Way Giveaway November 2020
Hello little Peanuts!! This month to help a little with your holiday shopping I’ve upped the regular “$50 Your Way Giveaway” to $100. My way of saying thank you for visiting. Coming up I have giveaway after #Giveaway coming from my favorite companies!! Like a $50 Gift Card from Novica! A game from Winning Moves Games and an eye pillow from Hot Cherry Pillows I’m hoping to add a couple more giveaways throughout the month. So, October was a busy month for me. I had both hands operated on. Carpal Tunnel is no joke! Dannnnnng. I had no idea how much your hands could hurt. Surgery went great on both hands. (I had surgery about 10 days apart. NO WAY I would do both at the same time. I do NOT like The Husband that much!!) I was so amazed that the surgery is done in the office and you CAN WATCH the entire thing!! It was so cool and so gross at the same time. (Note to others don’t get your head in the way of the doctor or you’ll be eye to eye with the doctor sporting micro goggles! Ya gotta let the man work!) My hands no…
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No Money, Mo’ Problems: How to Manage Non-Paying Clients
Time is money. To a small business owner, there is nothing more stressful than not being paid for their labor or service on time. In some cases, there may exist genuine reasons as to why customers may neglect to pay their invoices. However, often than not, customers can purposefully delay their payments to benefit their interests. Circumstances like these require business owners to be candid and composed. Here are some strategies on how to approach the situation. Listen Before producing a wild reaction, first, analyze the circumstances. A first step is always to begin with a polite email or phone call reminder. Be open to listening to your client’s reasons, such can help identify if a customer’s actions were an honest mistake or an excuse on their part. After, try to weigh your options. To chase after a client with a small debt can be a waste of time if that means it demands your business to spend more money and energy than what the customer owes. Proceed Follow up with your client. If a non-paying client purposefully ignores your inquiries, demand payment more firmly. If the services are ongoing, yet a response from the customer is lacking, do not…
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Don’t Slip Climbing Up The Property Ladder
Are you getting ready to move up the property ladder? By the time you hit the age of twenty, you’ll find that there seem to be numerous people urging you to buy your first home, whether you can afford it or not. It’s important to be aware that not all these people have your best interest at heart. Some people will maintain that renting is dead money and this is certainly true. However, that doesn’t mean that buying is automatically the best decision. You will still need to approach this challenge the right way and ensure that you don’t rush in. Don’t forget, if you buy property, there’s no easy, immediate way out. One way or another, you’re in this for the long haul. So, let’s look at some of the key points that you need to be aware of before you buy. Research The Market You should definitely make sure that you are researching the market before you commit to making a purchase. You need to know whether it is, in fact, the right time to buy and whether it’s a good time for the area where you’re looking at a home. You should also have a strong idea…
