• Who Should Purchase Term Life Insurance?

    Family

    Find out if a term life insurance policy is suitable for you and your situation.  The idea of life insurance is very confusing for a lot of people. With so many different policies on offer and such a range of companies like Final Expense Direct offering insurance plans, it’s hard to know where to start and raises many questions. When should you purchase life insurance? What carrier should you buy the plan through? How much life insurance do you need? The questions go on and on. If you have a family and people who depend on you, you need life insurance — plain and simple. There are various types of life insurance, but the most common are whole and term life insurance policies. Most young families should opt for purchasing term life insurance, but why? Continue reading to find out. Why Should Young Families Purchase Term Life Insurance? Defining Term Life Insurance Before purchasing term life insurance, it’s essential to understand what it is and why you need to have it. Term life insurance is a type of life insurance that guarantees a payout if the person who purchased it dies during the specified term. You purchase a certain amount of money that…

  • $50 Your Way Giveaway July 2021

    PBnWhine logo

    Yup, I forgot today was the first so I didn’t have my giveaway post ready! I swear being retired means I lose track of days like crazy!! So, I guess posting today is better late than not at all!? In my defense I’m getting mega excited about the Grand-girls arriving on the 7th!! I have so many projects ready to do I am hoping it’s enough to entice them off their electronics (wish me luck!!). I can’t wait for that first hug!!!! Then add the fact that Sandpoint Idaho has been in triple digit heat. It is turning me into a napping slug! BUT, I have so much to do before the girls get here.  I need air-conditioning!! Or energy or a little cooler weather for a full day…. then I can power through the cleaning. GIVEAWAY TIME!!! I truly am thankful you stop by! Most of you everyday. As always I am blown away by your support and most of all your friendship!! My monthly $50 giveaway is my way of saying THANK YOU for being a follower! I really do appreciate the fact that you are here. THANK YOU!!! This months giveaway has the same exact spiel as…

  • How To Choose the Best Vape Pen

    weed

    The world of cannabis smoking is going through a revolution. No longer does one have to find rolling papers, grinders, or clips only look for the best vape pen. With the onset of vaping, cannabis is now available in waxes and oils that are easier to smoke without having to fill the room in a cloud of grooviness. The most important tool you need in the cloud-free experience of vaping is the perfect herb vaporizer pen. With so many on the market and so many different pens in high demand, here is a list of what to look for when you are choosing your next vape pen.  Charging Power Nothing is more dreadful and sadder than reaching for your vape pen only to have it be dead and unable to use. It’s a huge bummer. You can avoid this devastating event from occurring by getting a vape pen with long lasting battery power. A quick internet search will link you the best pens with the best batteries that won’t let you down. Air Flow The most important thing about a vape pen, whether it’s one of these high potency delta 9 vapes or a normal nicotine vape, is that it works. The only…

  • Belt ’em Dano or Belt ’em Groove Life #groovelife

    Groove Life

    First, I admit I am a constant online shopper. Ebay (gimme that vintage chunky cardigan already or those amazing jeans at garage sale prices), Amazon (come on! Please let the material be what the picture looks like!!), Walmart (no I am not gonna try ’em on I know my size) naaa I’ll just go back tomorrow to return them. Shein (Please make the size I ordered really be MY size) To all of the sites please let me find pants that flatter. Trouble is when I measure, I get it wrong. Apparently, I think I am WAYYYY smaller (sometimes BIGGER) than I really am. So, where is today’s whining going you ask?? It’s going to Groove Life BELTS. Betcha didn’t see THAT one coming did ya?!?! Here is my sad (woe is me) but truthful whiney story. Before Covid I had lost a little over 50 pounds. I was doing great. YEAH me!! Then I did what every dieter does; I donated everything and anything that was lose. Except that one super cute, embroidered pair of jeans that I LOVE too much!!! That was one of the reasons pounds started racing back I could always wear them. Second reason is…