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Understanding the Involvement of a Claims Adjuster and an Insurance Restoration Contractor in a Disaster-Hit Property!
Living in New York can be your dream, and you work hard never to have to leave it. Unfortunately, this American city witnesses sudden weather fluctuations leading to heavy rains, storms, and flash flooding. Then, emergencies like fire and other unwanted events cannot be discounted. If any of these phenomena ravages your home, you feel helpless. You struggle to get back to your feet depending on the extent of the devastation. Much of it also has to do with difficulty getting insurance claims. Luckily, the new law aims to speed up the process of emergency and disaster claims, compelling insurers to expedite their response systems and claim settlement. What can…
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Injured in a car accident? Take these 6 steps
A car accident can be a harrowing experience, leaving individuals not only physically injured but also grappling with the aftermath of the incident. In the wake of such events in Cleveland, it is crucial to navigate the aftermath with a clear and informed approach. Taking immediate and appropriate steps is essential to ensure your well-being and protect your legal rights. Here are six essential steps to take if you find yourself injured in a car accident. 1. Prioritize Safety: The immediate aftermath of a car accident can be disorienting, but your safety should be the top priority. Check yourself and others for injuries and, if possible, move to a safe…
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You Can’t Live Forever?? Really???
Y’all remember being 16? First, ya get to drive!! I’m not sure if it’s just farm kids or if it’s true for city kids too; BUT, I tested my driving skills by FLYING down the dirt roads fast enough to make my little brother cry “I’m telling DAD!!” Ya know how to keep your brother from tattling? You GO FASTER until he swears he will never tell. He never did. Which is basically why I’m still alive today. Then Comes 21 Then 21 comes. Oh man! 21 you can go anywhere. Like the liquor store. NOT!! The day I turned 21 I walked into the liquor store strutin’ my stuff.…
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The Top Types of Insurance Coverage Every Ontario Business Needs
Insurance Coverage Basics for Ontario Businesses Every Ontario business needs insurance coverage in place to protect them from various risks involved in carrying out their business activities, such as theft, property damage, and potential lawsuits. In Ontario, businesses are required to have certain types of coverage, while others are optional. Let’s look at an overview of the different types of insurance coverage elementary for businesses in Ontario, what they cover, and how they can benefit your business. 1. Commercial General Liability Insurance Commercial general liability insurance is essential for Ontario businesses as it provides liability coverage against legal claims made arising from their business operations. This type of insurance covers…
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Happy New Year Little Peanuts!
Happy New Year Everyone!! WOW! 2022 sure went fast, didn’t it?? I hope that 2023 is THE best year EVER for all of us! Personally, I am thankful that 2022 is OVER!! So many things that could go wrong, DID!! The kind of serious stuff that makes you double check that your term life insurance policies are up to date. The Husband had a horrible MS related summer. Then we both had Covid. Then the whole ladder/tumble/fall incident. Then the good ole John Deere Tractor was stuck in a ditch at the end of the driveaway. NOT good when it’s REALLY needed to clear the roads and dig out neighbors.…
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Managing Employees Going Back to Work After an Injury
If you have ever been in the very unfortunate position of having an injury at work, then you know that there is a big challenge when it comes to returning and if you are managing employees in that position, it’s up to you to look after them. It’s not just the rigmarole they have to go through to get back into the office and do all the paperwork, make sure that the insurance forms are filled out, etc. It’s what you do to bring them back into a place that harmed them, even if it wasn’t anybody’s specific fault. Whether they are in a manufacturing environment or they are in an…
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Why Parents Need Life Insurance
So, this happened….. let me start by saying, grab a cup of coffee or tea because this is a long story. It’s also a great tale of WHY parents need life insurance. Anyone read the cartoon Calvin and Hobbs?? I feel like Calvin’s Mom in this story. Then I could title this post Why Parents Need Life Insurance because, yes, I am saying my grown @#$ husband is Calvin. The MS Monster As most of you know The Husband has MS (multiple sclerosis) lately he’s been having a rough go of it. Legs are wobbly, at times he feels his legs are completely gone. His balance if off, memory is…
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Who Should Purchase Term Life Insurance?
Find out if a term life insurance policy is suitable for you and your situation. The idea of life insurance is very confusing for a lot of people. With so many different policies on offer and such a range of companies like Final Expense Direct offering insurance plans, it’s hard to know where to start and raises many questions. When should you purchase life insurance? What carrier should you buy the plan through? How much life insurance do you need? The questions go on and on. If you have a family and people who depend on you, you need life insurance — plain and simple. There are various types of life insurance,…
